Most women agree there's no wrong time to give jewelry as a gift. Knowing what to give for the appropriate occasion takes a little planning, but the results will be worth it. Just ask her!

Even if it's a special ocassion and a gift is anticipated, spice up your timing by presenting her with diamond stud earrings the moment she steps out of the shower. Or perhaps have the perfect strand of pearls delivered to her at the office. Try hiding a wrapped box in her dresser drawer or in her everyday coffee cup... anything to catch her off guard can make for a memorable gift giving experience (and give her a fun story to share with friends and family).