Skip to content
Extended Store Hours Now on Thursday 10AM-7PM | Free 2-Day Shipping on Orders $500+

Jewelry & Watch Financing

When it comes to finalizing your Reis-Nichols purchase, we know you want to be as pleased and confident with your financing decision as you are with your selection. That's why we offer our clients the option of financing their fine jewelry and watch choices with the following Reis-Nichols Jewelers Preferred Financing Programs.

Schedule an Appointment


Wells Fargo – Reis-Nichols Credit Card

Our convenient approval process makes it easy and safe to apply in-store. Questions? Our professional sales staff can help! Just stop in one of our stores for more information or to apply.

financing provided by Wells Fargo

Benefits include:

  • Simple application process
  • Instant credit available*
  • Exclusive cardholder financing options*
  • Low minimum monthly payments
  • Special payment options available*
  • 24-hour access to account information
Manage Account

*Subject to credit approval. Minimum monthly payments required. See store for details.


Affirm – Buy Now, Pay Later

Reis-Nichols is now offering an alternative financing service exclusively for online shopping. Affirm is a safe, convenient, and manageable financing service for online purchases. Affirm only conducts a soft credit check, which won’t affect your credit score, and keeps all sensitive information safely encrypted and protected using industry standard security protocols. There are no hidden fees and the application process is simple. Not only can you say yes to what you want now, but it also can all be done from your phone. Within a matter of minutes you can qualify for a variety of loan terms that are set up for convenient monthly payments.

How Does Affirm Work?


Once you are ready to checkout, proceed to your cart. Fill out all the necessary order information and then choose Affirm as the method of payment.


Submit your order. You will then be redirected to the Affirm application. Complete this application with your name, phone number, email address, date of birth, and the last four digits of your Social Security number.


Select the payment schedule that works for you, then confirm your loan. Some loan terms range with rates from 0–30% APR.

Once you’re approved and checkout is complete, the order will be submitted and ready to process!


Still have some questions? Learn more about Affirm here.

A down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Actual terms may vary. Payment options through Affirm are provided by these lending partners: Visit for more info.