Man holding engagement ring while partner sits and drinks coffee

When to Buy an Engagement Ring: The Ultimate Timeline for Stress-Free Proposal Planning

At Reis-Nichols Jewelers, one of the most common questions we hear from soon-to-be spouses and surprise proposers is: 

When Should I Start Shopping for an Engagement Ring?

It’s a great question—and the answer might be earlier than you think. An engagement ring is one of the most meaningful purchases you’ll ever make. It’s more than a sparkling diamond on a finger—it’s a promise, a symbol of your relationship, and a lasting reminder of the moment you ask the most important question of your life. That’s why preparation matters. From learning about diamonds and ring styles to setting a realistic budget and considering custom designs, timing is everything.


Whether you’re planning a holiday proposal, a birthday surprise, or a spontaneous “just feels right” moment, starting your engagement ring shopping early ensures a smooth, stress-free experience. Let’s explore the ideal timeline and the steps you’ll want to follow.

Where Should You Buy Your Engagement Ring? 

Alongside the question of when to start shopping is another important decision: where should I buy my engagement ring?


With so many options available, it’s crucial to choose a jeweler you can trust. This isn’t just a one-time transaction; it’s the beginning of a long-term relationship with the professional who will care for one of your most treasured possessions.


Here are some key questions to ask yourself when choosing where to shop:

Jewelry Consultant holding ring bearers hand
Jewelry Consultant holding ring bearers hand

What is the company’s reputation?

Look for a jeweler with a strong history of satisfied customers, excellent service, and ethical practices. Reviews, word-of-mouth recommendations, and third-party accreditations can offer valuable insights. 

What is the environment like when you walk into the store? 

Do you feel welcome, informed, and at ease? A reputable jeweler will take the time to educate you without pressure, guiding you through the process with respect and expertise. 

What after-sales services do they offer?

A good jeweler doesn’t disappear after the proposal. Look for services like complimentary cleanings, inspections, resizing, and repair options that will keep your ring in excellent condition for years to come. Look for a jeweler with a strong history of satisfied customers, excellent service, and ethical practices. Reviews, word-of-mouth recommendations, and third-party accreditations can offer valuable insights. 

Ultimately, the best place to buy your engagement ring is one where you feel confident, informed, and valued. You deserve a jeweler who will stand by your side long after the ring is on your partner’s finger. 

Why Timing Matters When Shopping for an Engagement Ring

Shopping for an engagement ring isn’t something you want to leave until the last minute. While you can absolutely walk into a jewelry store and pick one out in a single afternoon, the majority of couples and proposers discover that the process takes a little longer than expected.


Here’s why timing is important: 

Man holding phone doing ring research online
Man holding phone doing ring research online

Research Takes Time

Understanding the 4Cs of diamonds—cut, color, clarity, and carat—requires a little education. You’ll want to compare different diamond grades and shapes, explore settings, and figure out what best reflects your partner’s style. But don't worry! This is where our Reis-Nichols diamond specialists will guide you with their expertise in finding the perfect diamond to fit your budget. 

Custom Engagement Rings Require Planning

Do you feel welcome, informed, and at ease? A reputable jeweler will take the time to educate you without pressure, guiding you through the process with respect and expertise. 

Unexpected Delays Happen

From resizing to sourcing specific diamonds, there are variables you may not anticipate. Having extra time ensures you won’t feel rushed if something takes longer than planned

The takeaway? Start earlier than you think! 

Preparing for Your Proposal

Shopping for an engagement ring isn’t something you want to leave until the last minute. While you can absolutely walk into a jewelry store and pick one out in a single afternoon, the majority of couples and proposers discover that the process takes a little longer than expected.


Here’s why timing is important: 

Step 1: Start Planning at Least 3–6 Months Out 

If you know you want to propose within a certain timeframe, give yourself the gift of preparation. Starting three to six months ahead allows you to enjoy the process, explore all your options, and make a confident decision.


During this stage, think about:

Calendar marking proposal date with a heart and pin
Calendar marking proposal date with a heart and pin

Proposal Timing

Are you hoping to propose during the holidays, on a birthday, or during a special trip? Work backwards from that date. 

Partner’s Preferences

Do they prefer modern, classic, or vintage styles? White gold, yellow gold, or platinum? Subtle or bold designs? 

Your Overall Budget

We’ll dive deeper into this in the next section, but having an idea now helps narrow your search.

Remember, this isn’t just about the ring—it’s about the experience. By starting early, you’ll avoid the stress of last-minute shopping and instead focus on creating a proposal memory that’s as meaningful as the ring itself. 

Step 2: Research & Education (3–6 Months Out)

If you’re new to the world of diamonds, this step is helpful, but not necessary. At Reis-Nichols, we are the experts. Our diamond specialists will help educate and guide you to pick the perfect diamond to fit your budget.

Here’s what to explore during this stage:

Jeweler examining a diamond through loupe

The 4Cs of Diamonds

Learn how cut, color, clarity, and carat weight affect a diamond’s beauty and value. 

Close-up of a mounted diamond in an engagement ring setting

Engagement Ring Settings

Solitaire, halo, three-stone, pavé, vintage-inspired—the setting defines the style and feel of the ring. 

Tweezers next to a radiant diamond on a black table.

Diamond Shapes

From round brilliant to oval, princess, cushion, emerald, and pear—each shape reflects light differently and gives a distinct personality to the ring. 

Woman wearing a very stylish engagement ring posing in a close-up picture

Your Partner’s Style

Pay attention to their jewelry preferences. Do they lean toward timeless classics, or are they drawn to unique, modern designs

Jeweler examining a diamond through loupe

The 4Cs of Diamonds

Learn how cut, color, clarity, and carat weight affect a diamond’s beauty and value. 

Close-up of a mounted diamond in an engagement ring setting

Engagement Ring Settings

Solitaire, halo, three-stone, pavé, vintage-inspired—the setting defines the style and feel of the ring. 

Tweezers next to a radiant diamond on a black table.

Diamond Shapes

From round brilliant to oval, princess, cushion, emerald, and pear—each shape reflects light differently and gives a distinct personality to the ring. 

Woman wearing a very stylish engagement ring posing in a close-up picture

Your Partner’s Style

Pay attention to their jewelry preferences. Do they lean toward timeless classics, or are they drawn to unique, modern designs

Even if you aren’t ready to buy yet, this stage is all about gathering information. Many of our clients bring in “inspiration” photos, Pinterest boards, or even casual hints dropped by their partner. You can also view our bridal buying guide for more information.

Step 3: Set Your Budget (2–5 Months Out)

Once you’ve explored your options, it’s time to set a budget that feels comfortable. An engagement ring is a meaningful purchase, but it should never create financial strain.


At Reis-Nichols, we help couples maximize beauty within any budget by prioritizing what matters most. For example:

Tweezers holding an oval diamond

• Prioritize cut for maximum brilliance over carat size alone.


• Consider slight differences in color or clarity that can make a diamond more affordable without sacrificing beauty.


Explore financing options if you’d prefer flexibility in payments.

Your budget is personal; there’s no “rule” for how much you should spend. The most important thing is choosing a ring that feels right for your relationship and future. 

Step 4: Choose or Design the Ring (1–3 Months Out) 

By this stage, you should feel confident about your partner’s style and your price range. Now comes the exciting part: selecting or designing the ring.


You have two main options:

Complete engagement ring in a ring box that is ready to purchase.

1. Select a Ready-Made Ring 

Complete engagement ring in a ring box that is ready to purchase.

Browse our curated complete engagement ring collection and choose a design that’s ready for you. This option is quicker, though sizing or minor adjustments may still be needed.

Jeweler making a custom engagement ring

2. Design a Custom Engagement Ring

Jeweler making a custom engagement ring

If you want something truly personal, our in-house designers can create a ring from scratch or modify an existing design. Custom rings allow you to incorporate meaningful details, unique design elements, or even heirloom stones.


Because custom work requires extra time for design, approval, and craftsmanship, starting at least two to three months before your proposal is ideal.

We invite you to explore our custom design process and browse our portfolio, where you'll find real examples of thoughtfully crafted, one-of-a-kind rings.

Step 5: Final Details (2–4 Weeks Out)

You’ve chosen the ring—now it’s time for finishing touches. Don’t overlook this final stage, as it ensures everything is perfect before the big day. 

Jeweler hand polishing engagement ring
Jeweler hand polishing engagement ring
Jeweler hand polishing engagement ring

Sizing Adjustments

If you’re unsure of your partner’s exact ring size, allow time for resizing. 

Appraisals

For insurance purposes, an official appraisal protects your investment. 

Ring Pickup or Delivery

Make sure you plan around your schedule and proposal timeline. 

At this point, you can also finalize your proposal details—location, timing, and any special touches you’d like to include. 

Woman holding a Reis-Nichols Jeweler engagement box showcasing a beautiful engagement ring
Woman holding a Reis-Nichols Jeweler engagement box showcasing a beautiful engagement ring

Bonus Tip: Let the Experts Guide You

Woman holding a Reis-Nichols Jeweler engagement box showcasing a beautiful engagement ring

Engagement ring shopping doesn’t have to feel overwhelming. At Reis-Nichols, we’ve helped generations of couples choose the perfect ring. Our experts provide personalized guidance, diamond education, and design expertise—always with a no-pressure approach.


Whether you’re just beginning your search or ready to design something custom, our team is here to make the process enjoyable, exciting, and stress-free.

Your Engagement Ring Shopping Timeline at a Glance 

Proposal Plan
StepTimeframe Before Proposal
Research & Education 3-6 Months
Set Your Budget2-5 Months
Shop or Design1-3 Months
Final Details2-4 Weeks
Reis-Nichols Jewelers North Location Storefront

Ready to Begin Your Engagement Ring Journey? 

Buying an engagement ring is a once-in-a-lifetime experience, and the earlier you begin, the more confident and prepared you’ll feel. Whether you’re dreaming of a timeless solitaire, a modern halo, or a fully custom designed engagement ring, Reis-Nichols Jewelers is here to help you every step of the way.


Visit us at our Indianapolis or Greenwood locations, or book a private appointment with one of our diamond experts today. Together, we’ll make your proposal unforgettable—starting with the perfect ring.

Reis-Nichols Jewelers North Location Storefront

Ready to Begin Your Engagement Ring Journey? 

Reis-Nichols Jewelers North Location Storefront

Buying an engagement ring is a once-in-a-lifetime experience, and the earlier you begin, the more confident and prepared you’ll feel. Whether you’re dreaming of a timeless solitaire, a modern halo, or a fully custom designed engagement ring, Reis-Nichols Jewelers is here to help you every step of the way.


Visit us at our Indianapolis or Greenwood locations, or book a private appointment with one of our diamond experts today. Together, we’ll make your proposal unforgettable—starting with the perfect ring.

EXPLORE ENGAGEMENT RINGS AT REIS-NICHOLS JEWELERS
Guest Writer: Layla Lenhardt
Featured Writer: Layla Lenhardt
Guest Writer: Layla Lenhardt

Layla Lenhardt (AJP) is the Gemological Lab Coordinator at Reis-Nichols Jewelers. She is currently pursuing her Graduate Gemologist Degree. She's a contributing content writer for many publications and the author of Mother Tongue (Main Street Rag 2023). In her free time she enjoys playing the harp and spending time with her cats.

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